Estimate your break fees, cash back from your new lender, and whether refinancing makes financial sense — right now.
Lender & Loans
Break fees and cash back are estimates only. Actual amounts depend on your bank's specific terms, current market rates, and individual loan conditions. Legal fees vary by solicitor. This is not financial advice.
Talk to an AdviserDisclaimer: This calculator uses the NZ standard break fee formula: Balance × max(0, original rate − current rate for remaining term) / 100 × remaining years. Cash back is based on published lender incentive rates and may not reflect current offers. Legal fees are indicative. Results are for estimation purposes only and do not constitute financial or legal advice. Contact a Fundmaster Wealth adviser for a personalised refinancing assessment.
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