Fixed or Floating: Which Home Loan Rate Is Right for You?
Understand how different interest rate options work and what they could mean for your repayments and long-term costs.
Read guide →Your money decisions shape your future. Fundmaster Wealth helps you understand your options, make confident decisions, and build a financial strategy that works for your life.
Big financial decisions can feel overwhelming. We simplify the process — breaking down your options, explaining what matters, and helping you understand the opportunities, risks and outcomes before you commit. Because confidence comes from clarity.
Talk to an AdviserWhether you're buying your first home, growing your investments, protecting your family, or planning for retirement — Fundmaster brings everything together in one place.
From KiwiSaver and retirement planning to personal insurance and estate strategies, we help protect what you've built and prepare for what's ahead.
Learn moreWhether you're investing in property, managed funds, or building a diversified portfolio, we help you create a strategy designed for sustainable growth.
Learn moreAccess practical guides, calculators, articles and insights designed to help everyday New Zealanders build financial confidence.
Learn moreFrom first-home purchases to refinancing and investment lending, we structure finance that fits your situation today and supports your plans for tomorrow.
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No two financial journeys are the same. That's why every recommendation starts with understanding your goals, circumstances and future plans.
Buying your first home doesn't have to be complicated. We guide you through every stage so you know exactly what comes next.
Whether you're purchasing your next investment property or expanding an existing portfolio, we help structure lending for long-term success.
Non-traditional income requires a different approach. We help present your financial position clearly and connect you with suitable lenders.
From growing wealth to protecting your income and planning for retirement, we help you create a strategy that evolves with your life.
Review existing lending structures, improve cash flow, and unlock opportunities to support future growth.
Every situation is different. Tell us yours and we'll build a plan around it.
Talk to an adviser →I'm ______ and I need help with ______.
Answer two simple questions and receive a personalised guide designed around your goals, priorities and next steps.
Our role isn't just helping you make a decision today — it's helping you make better financial decisions for years to come.
Markets change. Interest rates change. We stay in touch and identify opportunities that could save you money, improve your position, or strengthen your financial strategy.
With access to a broad panel of lenders and financial solutions, we focus on finding what works best for you — not what is easiest to arrange.
We've helped hundreds of New Zealanders buy homes, grow wealth, and achieve important financial milestones.
No confusing terminology. No unnecessary complexity. Just clear, practical guidance designed to help you make informed decisions.
Financial confidence starts with financial understanding. Explore practical guides, insights and resources designed to help New Zealanders make smarter money decisions.

Understand how different interest rate options work and what they could mean for your repayments and long-term costs.
Read guide →
Learn how KiwiSaver could support your homeownership journey and understand the key eligibility requirements.
Read guide →
Understand the fundamentals of property investing, including finance structures, cash flow and long-term growth considerations.
Read guide →Use our free calculators and planning tools to explore scenarios, understand your options, and make more informed decisions.
Estimate your repayments based on loan amount, interest rate and loan term.
Try Calculator →See how much you may be able to borrow based on your income, expenses and available deposit.
Try Calculator →Compare loan structures and explore potential savings opportunities.
Try Calculator →Visualise how your Loan balance could grow over time and prepare for retirement with greater confidence.
Try Calculator →Hundreds of New Zealand families and investors have trusted Fundmaster to help them reach their goals. Here are a few of their stories.
We had no idea where to start. Fundmaster walked us through every step and got us approved when two banks had already said no. We moved in six weeks later.
I wanted to grow my portfolio but didn't know how to structure the lending. Fundmaster helped me access equity from my existing home to buy my second property.
Refinancing saved us over $400 a month. The team then built us a full wealth plan — KiwiSaver, insurance, the works. Genuinely life-changing advice.
No jargon. No pressure. Just honest advice from an expert who understands your goals. Book your free consultation today and let us map out your financial future.
Tell us a little about your situation and an adviser will be in touch within one business day.
An adviser will call you on at your preferred time. If it’s urgent, ring us on 0800 386 362.